Welcome to
a MuchBetter World

The perfect way to use
your money online in Canada

MuchBetter is a revolutionary e-wallet that serves customers in different markets
and drives financial inclusion through technology and product innovation.

We believe that everyone deserves a fast, cost-effective and secure solution to use their money how they choose.

MuchBetter produces innovative payment methods that meet your financial needs anywhere and anytime. Our app lets you control your privacy for payments, allowing you to pay online without the need for a bank account or disclosing personal financial information.

* Please note that the offers below are not available to customers in Quebec.



Reasons to choose MuchBetter


MuchBetter prepaid code vouchers

Available in denominations of CAD$20, CAD$50 and CAD$100, simply load your money onto the MuchBetter app using the 16-digit code found on your cash voucher receipt and start spending today!


Localised payment methods

MuchBetter offers a variety of top up and withdrawal methods for Canada including Interac so you can choose the method that works best for you.


Keep your money secure
Protected with device pairing, touch ID, dynamic security codes, and a transaction review system to ensure that only legitimate transactions go through, the MuchBetter digital wallet keeps your money secure.

MuchBetter Support

Our dedicated customer support team will respond over email to ensure minimum disruption to you. Send and review support tickets from the app and receive email support from our friendly team. You may find the information you need in our FAQ’s.

Please refer to the Google Play store and the App Store for information on supported OS versions*

Your virtual card will be available in the MuchBetter digital wallet app once you have completed your account verification. Your physical card will be posted to your registered address within 7 – 10 business days. Please ensure you have entered the correct address at registration.

Terms & Conditions

The MuchBetter card is issued by PayrNet Ltd pursuant to license by MasterCard International Inc. Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.


Try and score with our MuchBetter prize pool 

This offer has now closed. 

Be in with a chance to win $100 from our $2,200 prize pool!

Open your app to make a top up of $22* to enter. 

This offer will end at 23:59 GMT on Wednesday 14th December 2022.

Get a fob, get €5 

This offer has now ended. 

Order a MuchBetter contactless keyring fob today and get €5 (or wallet currency equivalent) loaded on to your wallet! 

This offer ended at 23:59 GMT on Sunday 11 December. 

Terms and conditions apply, see here.

Watching football is better with friends! 

This offer has now ended.

Refer a friend to MuchBetter and get €5 loaded onto your account.

Open your app and invite a friend to MuchBetter using your unique referral code and once they’ve topped up, we’ll give you €5 or currency equivalent!

This offer ended at 23:59 GMT on Friday 16 December.

Terms and conditions apply, see here.

Mega Social Giveaway

This giveaway has now closed.

We’re kicking things off with a mega giveaway on our social media channels! 

Head to @paymuchbetter on Instagram, Twitter, or Facebook to find out how to enter. 

This competition has ended.

Terms and conditions apply, see here.