MuchBetter Fees

Version 07.01.2021

Funding your MuchBetter account:

Funding Method

Minimum amount

(USD/EUR/GBP)

Fee
Astropay Card106.00 %
BANCO106.00 %
Bancontact101.80 %
Bank Transfer10 – 200 – 5.00 %
SEPA Bank Transfer10Free
Blik10Free
BRADESCO107.00 %
Cards100 – 5.00 %
Cash100 – 10.00 %
Cash to merchant20Free
Crypto – BTC, ETH, LTC, XRP102.00 %
EPS100.99 %
Giropay10Free
iDeal100.99 %
Interac e-Transfer10Free
Interac Online103.50 %
JCB10Free
Multibanco201.50 %
My Bank101.20 %
Pay by bank app10Free
Przelewy2410Free
PIX10Free
Ricarica MuchBetter10Free
Safetypay102.00 %
Sofort100.99 – 5.00 %
UnionPay104.00 %

The minimum amounts and fees stated above are a guideline only and may vary based on your country of residence. Please check the app for the latest minimum amounts and fees for your location.

Withdrawing your money

Withdrawing MethodMinimum amountFee
Astropay102.00 %
Bank Transfer10 – 2500 – 5.00 %
SEPA Bank Transfer202.00 %
Cash1010.00 %
Crypto – BTC, ETH, LTC152.00 %
Interac e-Transfer10Free
QIWI Wallet203.00 %

The minimum amounts and fees stated above are a guideline only and may vary based on your country of residence. Please check the app for the latest minimum amounts and fees for your location.

Using your MuchBetter account:

Usage MethodFee
Transfer to friends (P2P)Free
Receive transfers (P2PFree
Pay a merchantFree
Transfer from a merchantFree
Request a giftFree
Send a giftFree
Request money from a friendFree
Currency conversion*0.99 % for conversions between USD/EUR/GBP – FX rates will vary for all other currency conversion including where USD/EUR/GBP is converted to a different currency

Using your MuchBetter card:

MuchBetter CardFee
Use onlineFree
Use in personFree
Use contactlessFree
Use at ATM0.99 %
Currency conversion*0.99 % for USD/EUR/GBP – FX rates will vary for all other currency conversion including where USD/EUR/GBP is converted to a different currency

* Our currency exchange rates are updated throughout each day and it is the User’s responsibility to check the applicable rates in our app before proceeding with transactions involving an exchange of currency. In most currencies, we will add a margin to the mid-market exchange rate provided by XE. We are not a bureau de change (currency exchange). We are not responsible for any loss due to changes in exchange rate. If the transfer method is not an instant method, the exchange rate as described above will be applied when we are provided a confirmation of the transfer by our payment processor.

Important Notes

1. Your bank may apply additional charges or currency exchange fees
2. We may be unable to accept money from or send money to certain territories outside of the EEA.
3. We reserve the right to change our fees stated in this document at any time.
4. Prices in this document are part of our TCs and generally valid until a change is communicated to customers. However promotional changes (reductions or waiving fees) are possible at MIR’s discretion and does not require separate communication.
5. Loading and withdrawing fees are charged for performing a financial service and are set on basis of passing our incurred costs for performing this service into these fees.