What is MuchBetter?

MuchBetter is a dynamic payment app that’s transforming the way online merchants accept deposits from and transfer withdrawals to their customers.

Increase your conversion rates and reduce payment processing fees.

We haven’t just rewritten the rulebook when it comes to merchant fees, we’ve torn it up, burnt it, re-written it and sealed it with a gold stamp of industry approval! Our unique industry-specific pricing structures really are revolutionary.

When you’re a MuchBetter merchant you can access our merchant portal to track customer spending on your site and send exclusive offers to your customers with the CashDuster in-app feature, completely unique to MuchBetter.

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Powered by leading technology and global reach, including features such as dynamic customer authentication, in app gaming offers and innovative pricing -merchants welcome MuchBetter as an exciting opportunity to increase conversion rates and reduce payment processing fees.

MuchBetter has been built to deliver exceptional customer experience,balance security & compliance, and allow merchants to generate significant commercial benefits. MuchBetter supports online merchants with a flexible payment solution that helps resolve compliance and regulatory challenges,with a platform that is future proofed for regulatory change.

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Customers choose MuchBetter over other payment apps and wallets because it gives them the flexibility to pay and transfer money using multiple devices with complete ease of use.

Online and offline, 1-click and contactless, prepaid card, wearable tech and peer-to-peer money transfers are all available with a MuchBetter account. MuchBetter users can also receive great rewards from our merchants, send friends gifts, and enjoy a more rewarding experience when spending money. 


MuchBetter utilises biometrical elements for authentication

Global reach

MuchBetter has been built for online merchants operating in global markets


MuchBetter has rewritten the rulebook when it comes to fees with unique industry-specific pricing structures


The MuchBetter API is easy to integrate with your payment page

MuchBetter Affiliates

Join us on our mission to make online payments MuchBetter


Multi-device payment app

Innovative commercial model

Dynamic customer authentication

Flexible payment options

Multi-currency real-time transactions

Low FX fees

Trusted EMI (electronic money institution)

Promotes merchant rewards

Reach new customers with more ways to deposit

Reduce payment processing costs

Prevent fraud and improve KYC

Increase conversion rates

Global reach

Be more competitive

Multi Licenced Financial Institution

Rewarding customer experience

MuchBetter Merchant portal

Real-time reporting at your fingertips. We recognise the importance of accurate payment data for Operators and have developed an ever-evolving portal to bring you real-time reporting features to help reconcile all MuchBetter transactions.

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Authentication and security

Authentication and security

MuchBetter utilises biometrical elements for authentication, dynamic passcode generation, device-pairing and phone number verification to ensure customer safety and transaction integrity. MuchBetter also takes a preventative approach to fraud by discouraging fraudulent behaviour with its customer authentication methods, making the MuchBetter app highly ineffective for fraudsters. MuchBetter also authenticates account holders beyond payment information, pairing the account to the customer’s mobile device and also makes this data available to merchants to support due diligence policies.

International payment options

MuchBetter has been built for online merchants operating in global markets, simplifying payment processing with one product, one process and one customer journey. Our app is localized for multiple languages, currencies, loading options and regulatory conditions. MuchBetter ensures customers, merchants and funds are safe and payments are processed securely. Payment processing is future-proofed with technology that adapts to changes in regulatory compliance and is backed up with industry expert support. Foreign exchange fees are highly competitive and transactions happen in real-time, reducing settlement time.

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innovative pricing MuchBetter merchants

Innovative Pricing

MuchBetter has rewritten the rulebook when it comes to fees, with unique industry-specific pricing structures that are fair to both merchants and MuchBetter account holders. We understand that charging by transaction is not always the best solution for online merchants, so we have developed customised models designed to minimise payment processing costs. For more information about our commercial model, talk to us today.

Accepting payments with us is MuchBetter

The MuchBetter API is easy to integrate with your payment page, and enables your business to accept payments from MuchBetter account holders straightaway. MuchBetter has seen exponential growth in users since its launch in July 2017 and has quickly become a popular payment method for customers around the world. You can increase conversion rates by providing MuchBetter as a payment option, giving your customers easy ways to pay across multi-devices including online, offline and in-app payments. MuchBetter also promotes its merchants through the app, using data collated on customer behaviour and preferences. MuchBetter delivers a great customer experience and payment option.

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Try and score with our MuchBetter prize pool 

This offer has now closed. 

Be in with a chance to win $100 from our $2,200 prize pool!

Open your app to make a top up of $22* to enter. 

This offer will end at 23:59 GMT on Wednesday 14th December 2022.

Get a fob, get €5 

This offer has now ended. 

Order a MuchBetter contactless keyring fob today and get €5 (or wallet currency equivalent) loaded on to your wallet! 

This offer ended at 23:59 GMT on Sunday 11 December. 

Terms and conditions apply, see here.

Watching football is better with friends! 

This offer has now ended.

Refer a friend to MuchBetter and get €5 loaded onto your account.

Open your app and invite a friend to MuchBetter using your unique referral code and once they’ve topped up, we’ll give you €5 or currency equivalent!

This offer ended at 23:59 GMT on Friday 16 December.

Terms and conditions apply, see here.

Mega Social Giveaway

This giveaway has now closed.

We’re kicking things off with a mega giveaway on our social media channels! 

Head to @paymuchbetter on Instagram, Twitter, or Facebook to find out how to enter. 

This competition has ended.

Terms and conditions apply, see here.