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MuchBetter is a dynamic new payment app that’s transforming the way customers spend money, and how online merchants accept payments.

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Powered by industry leading technology, including features such as dynamic customer authentication, innovative pricing and with global reach, merchants welcome MuchBetter as an exciting opportunity to increase conversion rates and reduce payment processing fees.


MuchBetter has been built to deliver an exceptional customer experience; balance security & compliance and allow merchants to generate significant commercial benefits. MuchBetter supports online merchants with a flexible payment solution that helps resolve compliance and regulatory challenges; with a platform that is future-proofed for regulatory change.

Customers prefer MuchBetter over other payment apps and wallets because it gives them the flexibility to pay and transfer money using multiple devices.


Online and offline, 1-click and contactless, prepaid card, wearable tech and peer-to-peer money transfers are all available with a MuchBetter account. MuchBetter users can also receive great rewards from our merchants, send friends gifts, and enjoy a more rewarding experience when spending money. To sign up for a MuchBetter customer account click here

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MuchBetter utilises biometrical elements for authentication


MuchBetter has been built for online merchants operating in global markets


MuchBetter has rewritten the rulebook when it comes to fees with unique industry-specific pricing structures


The MuchBetter API is easy to integrate with your payment page

why muchbetter

Multi-device payment app

Reach new customers

Innovative commercial model

Reduce payment processing costs

Dynamic customer authentication

Prevent fraud and improve KYC

Flexible payment options

Increase conversion rates

Multi-currency real-time transactions

Global reach

Low FX fees

Be more competitive

Trusted EMI (electronic money institution)

Regulated by the FCA

Promotes merchant rewards

Rewarding customer experience

Merchant portal

Real time reporting at your finger tips. We recognise the importance of payment data for Operators and have developed an ever evolving Merchant Portal to bring you real-time reporting features to help reconcile all MuchBetter transactions.

Authentication and security

MuchBetter utilises biometrical elements for authentication, dynamic passcode generation, device-pairing and phone number verification to ensure customer safety and transaction integrity. MuchBetter also takes a preventative approach to fraud by discouraging fraudulent behaviour with its customer authentication methods, making the MuchBetter app highly ineffective for fraudsters.

International payment option

MuchBetter has been built for online merchants operating in global markets, simplifying payment processing with one product, process and customer journey. Localised for multiple languages, currencies, loading options and regulatory conditions, MuchBetter, ensures customers, merchants and funds are safe and payments are processed securely. Payment processing is future proofed with technology that flexes to changes in regulatory compliance, and backed up with industry expert support. MuchBetter also authenticates account holders beyond payment information, pairing the account to the customer’s mobile device and makes this data available to merchants to support due diligence policies.

Innovative Pricing

MuchBetter has rewritten the rulebook when it comes to fees with unique industry-specific pricing structures that are fair to merchants and MuchBetter account holders. We understand that a commercial model charging by transaction is not always the best solution for online merchants, so we have developed customised models designed to minimise payment processing costs. For more information about our commercial model, talk to us today. MuchBetter also handles multi-currency payments for merchants operating in international markets. Transactions happen in real-time, reducing settlement time, and foreign exchange fees are highly competitive.

Makes accepting payments MuchBetter

The MuchBetter API is easy to integrate with your payment page to enable your business to accept payments from MuchBetter account holders straightaway. MuchBetter has seen exponential growth in users since its launch in July 2017, and has quickly become a popular payment method for customers in the UK and Europe. Merchants can increase conversion rates by providing MuchBetter as a payment option, giving your customers easy ways to pay across multi-devices including online, offline and in-app payments. MuchBetter also promotes merchants through the app, using data collated on customer behaviour and preferences. MuchBetter delivers a great customer experience and payment option.