Spend, send and store money safely. The digital wallet ready for everyday spending.
Use the MuchBetter Wallet to top up, withdraw, send and store your money with ease.
Whether you’re grabbing a coffee on your morning commute or running to the train, keep your wallet in your pocket and your phone out of sight.
All you need is the RING!
UK , EEA and Canada customers can pair the wallet with the MuchBetter prepaid Mastercard® Tap and pay anywhere you see the contactless sign or Mastercard® logo to be the envy of the check-out line.
Contact us
Email complaints@muchbetter.com Please provide us with your name, and registered phone number, the reason for your concern and as much relevant information and details as possible. MIR has internal procedures for handling complaints fairly and promptly. A copy of MIR Complaints’ procedure is available on the MuchBetter Website and may also be submitted to you directly upon your request.
The next steps
MIR will respond to your complaint in writing within 15 (fifteen) business days (or up to 35 business days in exceptional circumstances) after the receipt of the complaint. In exceptional cases, due to reasons beyond MIR’s control, we may send you a preliminary response indicating the reasons for the delay and the date when a final response from MIR should be expected. Where MIR fails to resolve a client’s complaint within the 15-day time frame, or where the client feels that the complaint was not handled appropriately, (including cases where the complaint was not properly identified as a complaint), the client has the right to file a complaint with the financial Ombudsman service if they believe that we provide our services improperly or our operations breach customers’ rights or legitimate interests.
Financial Ombudsman Service
Where MIR fails to resolve a complaint from a MuchBetter wallet customer within the 15-day time frame (or up to 35 business days in exceptional circumstances), or where you as the client feel that the complaint was not handled appropriately, (including cases where the complaint was not properly identified as a complaint), you have the right to file a complaint to the Ombudsman if you believe that we provide our services improperly or our operations breach your rights or legitimate interests. The filing of complaints and complaint handling process is free of charge.
If after the resolution of your complaint you feel you have additional information to support your complaint, let us know as we would welcome the opportunity to help resolve the matter in full. In the unlikely event that we are unable to resolve your complaint to your satisfaction, you may choose to refer your complaint to the Financial Ombudsman Service for an impartial review and would need to do so within 6 months of our final response. The Ombudsman may be contacted by:
Post – addressing your complaint to Financial Ombudsman Services Exchange Tower, Harbour Exchange London E14 9SR
Telephone – on 08000234567 or +442079640500 from outside the UK Or online by visiting the FOS website
© 2025 MuchBetter | All rights reserved
MIR Limited UK Ltd: Registered office, Signature By Regus, Berkeley Square House, 2nd Floor, London, England, W1J 6BD. Regulation: Licensed and regulated as an electronic-money institution (EMI) by the UK Financial Conduct Authority (FCA) License No.: 900704.
QuickPay Limited: Registered office, The Black Church, St Mary’s Place, Dublin 7, Dublin, Ireland, D07P 4AX, registered under number 641373. Licensed and regulated as an Electronic Money Distributor of Sureswipe E.M.I. PLC trading as Revsto, which is licensed by the Central Bank of Cyprus to operate as a licensed Electronic Money Institution, license number 115.1.3.26.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
MuchBetter cards and wearables are issued by Paynovate SA pursuant to licence by Mastercard. Paynovate SA is an e-money issuer regulated by the National Bank of Belgium. Paynovate SA is registered with the Banque-Carrefour des Enterprises under number BE0506 763 929.
©MuchBetter and the images on muchbetter.com are protected by copyright 2025. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
© 2025 MuchBetter | All rights reserved
MIR Muchbetter Australia Pty Ltd (ACN 658 003 804)
(MIR AU or our) is a company registered in Australia and is authorised by the Australian Securities & Investment Commission (Australian financial services licence (AFSL) no. 540851). MIR AU is also enrolled as a reporting entity, and registered on the Remittance Sector Register, with the Australian Transaction Reports and Analysis Centre as a remittance services provider.
✤ Cards and wearable products are not yet available to customers in Australia through MIR MUCHBETTER AUSTRALIA Pty Limited ACN 658 003 804