Cards and Wearables cashback terms and conditions

  1. This promotion is only available to individuals aged 18 years and over who reside in Canada, hold a verified MuchBetter account and who have received the promotion via email or in-app inbox message.
  2. This promotion is available between 07:00 PDT on 1 October and 23:59 PDT on 31 October (the ‘Promotion Period’).
  3. To be credited with the reward customers need to spend money using either their physical MuchBetter prepaid Mastercard®, virtual MuchBetter prepaid Mastercard® or their MuchBetter keyring that must be linked to their MuchBetter Wallet.
  4. If a customer doesn’t already have a MuchBetter prepaid Mastercard® or key ring linked to their MuchBetter Wallet, they will need to purchase one. The physical MuchBetter prepaid Mastercard® incurs a cost of 17.99 CAD plus delivery, the keyring incurs a cost of 17.99 CAD plus delivery and the virtual MuchBetter prepaid Mastercard® is free.
  5. 1% cashback will be applied on all card or keyring spends of 50 CAD or more during the promotion period both online or at a physical point of sale.
  6. Other transaction types such as, top ups, ATM withdrawals, account-to-account transfers, a withdrawal from a merchant, withdrawal from the MuchBetter Wallet, account adjustments, cancelled transactions and reversals do not qualify for this promotion.
  7. Card or keyring spends made outside of the Promotion Period will not be counted.
  8. If a customer’s MuchBetter Wallet currency is not set to Canadian Dollars, the maximum reward will be based on the currency exchange equivalent to Euros.
  9. MuchBetter uses the mid-market exchange rate provided by xe.com with an added margin and is not responsible for any loss due to changes in exchange rate.
  10. The cashback reward will be credited to the customer’s MuchBetter Wallet up to 24 hours after making the qualifying spend.
  11. MuchBetter reserves the right to amend these promotion terms at any time.
  12. MuchBetter reserves the right to withhold or refuse any rewards from this promotion if it suspects abuse or fraudulent activities.
  13. Rewards obtained from this promotion cannot be withdrawn from the MuchBetter wallet.
  14. General MuchBetter promotion terms and conditions apply. Please see the full terms here.

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